The Australian Retirees Bi Annual serves an important and ever growing sector of the community û those who are either approaching retirement or enjoying life as retirees. Published twice yearly in April and October the Bi Annual is distributed through the Australian Retired Persons Association (ARPA) Senior Citizen clubs members and self funded members within the nations Over 50`s clubs. With mortgages paid off and their children grown a high number of the readerships have income that is disposable and discretionary and in many cases higher than it has been for years.